Finance

Applying for 0% finance with audio affair only takes a minute and approvals are processed within seconds. In order to apply, you must be:

- At least 18 years of age.
- A permanent UK resident for the last 3 years.
- Either in:
a. Regular Employment (16 hours per week)
b. Self employeed with proof
c. Retired from regular employment
d. Receiving invalidity disibility or mobility allowance
e. House person living with their spouse who is employed

We can not offer finance if you are unemployed or a student.

Or if you prefer, we can call you back. Simply send a list of items you wish to buy on finance by e-mail to sales@audioaffair.co.uk along with your contact number and we'll call you back as soon as possible (within the day during working hours, but usually much sooner).

*We can only offer finance on new equipment (excludes some ex demo and ex display items, customer trade ins, screens, projectors and Sonos).

Finance is offered through Pay4Later. Audio Affair are licensed credit brokers #613316.

We offer 0% finance over 12 months (purchases over £1000), over 24 months (purchases over £2500), or over 36 months (purchases over £5000) after an initial 20% deposit. Finance is a fixed term loan agreement and allows you to spread the remaining cost (after the 20% deposit) over 12, 24 or 36 months.

For example, on an item costing £1000, you would pay an initial 20% deposit of £200 followed by 12 monthly payments of £66.66 (the remaining £800 divided by 12). Alternatively, on an item costing £2500, you would pay an initial 20% deposit of £500 followed by 24 monthly payments of £83.33 (the remaining £2000 divided by 24).

If you prefer a longer term to what is offered above, we can also offer highly competitive finance agreements on 4.9% and 9.9% APR over longer periods, with deposits starting as low as 10%. Please call us now to discuss these alternative options on 0121 224 7401 or 0121 224 7351.