Applying for 0% finance with audio affair only takes a minute and approvals are processed within seconds. In order to apply, you must be:
- At least 18 years of age.
- A permanent UK resident for the last 3 years.
- Either in:
a. Regular Employment (16 hours per week)
b. Self employeed with proof
c. Retired from regular employment
d. Receiving invalidity disibility or mobility allowance
e. House person living with their spouse who is employed
We can not offer finance if you are unemployed or a student.
Order by finance online
We were one of the first hi-fi retailers to offer finance and 0% finance online. Applying for finance online is an easy process. Simply order online as usual (if you are unfamiliar with online ordering, read our FAQ), and at checkout, if the items added to the basket are available on finance and your order value is £1000 or over, the finance option will show. Select "Finance", continue and you will be diverted to the finance application which only takes a moment to complete.
Order by finance over the phone
Call Richard on 0121 224 7401 or John on 0121 224 7351 to apply for finance by phone. Or if you prefer, we can call you back. Simply send a list of items you wish to buy on finance by e-mail to [email protected] along with your contact number and we'll call you back as soon as possible (within the day during working hours, but usually much sooner).
*We can only offer finance on new equipment (excludes some ex demo and ex display items, customer trade ins, screens, projectors and Sonos).
Finance is offered through Pay4Later. Audio Affair are licensed credit brokers #613316.
Interest Free Credit
We offer 0% finance over 12 months (purchases over £1000), over 24 months (purchases over £2500), or over 36 months (purchases over £5000) after an initial 20% deposit. Finance is a fixed term loan agreement and allows you to spread the remaining cost (after the 20% deposit) over 12, 24 or 36 months.
For example, on an item costing £1000, you would pay an initial 20% deposit of £200 followed by 12 monthly payments of £66.66 (the remaining £800 divided by 12). Alternatively, on an item costing £2500, you would pay an initial 20% deposit of £500 followed by 24 monthly payments of £83.33 (the remaining £2000 divided by 24).
Flexible Finance Options
If you prefer a longer term to what is offered above, we can also offer highly competitive finance agreements on 4.9% and 9.9% APR over longer periods, with deposits starting as low as 10%. Please call us now to discuss these alternative options on 0121 224 7401 or 0121 224 7351.