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Finance


We offer 0% Finance and Buy Now Pay Later on purchases over £1000*

Applying for finance with audio affair only takes a minute and approvals are processed within seconds

In order to apply, you must be:

- At least 18 years of age.
- A permanent UK resident for the last 3 years.
- Either in:
        a. Regular Employment (16 hours per week)
        b. Self employeed with proof
        c. Retired from regular employment
        d. Receiving invalidity disibility or mobility allowance
        e. House person living with their spouse who is employed

We can not offer finance if you are unemployed or a student.

Call us to apply for finance on 0121 224 7350

*We can only offer finance on new equipment (excludes screens, projectors and Sonos).

Finance is offered through Barclays. Audio Affair are licensed credit brokers #613316.

Interest Free Credit

We offer 0% finance over 10 months (purchases over £1000) or 24 months (purchases over £3000). This means you can spread repayments over 10 months or 24 months, without paying any interest.

For example, an item costing £1000 spread over 10 months will cost £100 per month, total payable £1000. An item costing £3000 spread over 24 months would cost £125 per month, total payable £3000.

Do I pay a Deposit?

Unlike some, we do not require a deposit upfront. Finance examples above/on products are shown without a deposit. Having said that, you can pay an upfront deposit to reduce your monthly finance payments and we can accept as little or as much of a deposit as you'd like to pay. For example, on a purchase of £1000, a 10% deposit of £100 would reduce the amount on finance to £900. Over 10 months, the monthly repayments would be £90.

Buy Now Pay Later

We offer Buy Now Pay Later over 6 months (purchases over £1000). This allows you to defer any payments for 6 months. Before the end of this period, you have the option of paying off the £1000 in full (plus a one-off £29 administration fee), without paying any interest (if the amount is not paid on time, it will then incur 29.8% APR).

 
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